I. Compliance Commitment
1.1 We strictly follow the global and local regulatory requirements, establish a multi-layer protection system to safeguard user assets and prevent money laundering risks.
1.2 We coordinate the policy differences of different jurisdictions through dynamic compliance framework to ensure the legitimate and continuous operation of the platform.

Core Measures
2.1 Establish and continuously update the KYC/AML system to ensure compliance with the latest regulatory standards.
2.2 Implement strict identity verification mechanism (including biometric verification)
2.3 Adopt a risk-graded monitoring system to provide real-time warnings for high-value/unusual transactions.
2.4 Mandatory retention of user identity documents and transaction records for at least 6 years
2.5 Prohibit credit card transactions and set dynamic risk control limits
2.6 Regularly report suspicious transactions to regulators
2.7 Annual anti-money laundering training and certification for all employees

III. Identity Verification Standards
3.1 Individual users are required to provide:

Government-issued identification document (scanned on both sides)

Valid contact information (cell phone/email)

3.2 Corporate users are required to provide:

Company registration documents and articles of association

Shareholding structure diagram (penetrating to the ultimate beneficiary)

Board of Directors' authorization resolution

Proof of identity of shareholders holding ≥10% of shares

Proof of main business address

3.3 Non-English/Chinese documents to be certified translation

IV. Transaction Monitoring
4.1 Implementation of real-time monitoring by the intelligent wind control system:

Frequency of abnormal transactions

Related account behavior

Funds flow patterns
4.2 Suspension/revocation measures for high-risk transactions (no prior notice required)
4.3 Reserve the right to refuse account opening by dignitaries

The final interpretation of this policy belongs to okacrypto Compliance Committee.